Interest-only mortgage debt in Denmark nears 50 percent

If you plan to buy a home in Denmark, mortgage choices are shifting. Interest-only mortgage debt among Danish homeowners reached 911.8 billion Danish kroner. This was the total recorded at the end of August 2026. It accounts for 48.7 percent of total homeowner mortgage debt.

Danmarks Nationalbank reported these latest statistical figures. Borrowing patterns across the country continue to shift. Almost half of all homeowner mortgage debt is now interest-only.

Understanding local mortgage options is vital for international residents in Denmark. These figures show how local homeowners choose to structure their mortgages.